Debt Fighter.
Consumer Advocate.

We help you find solutions
to debt-related problems.

Learn About Our Financial Solutions
Christopher Brine Christopher Brine

Practice Areas

Worcester County residents facing bankruptcy, foreclosure, repossession, or a debt collection lawsuit because of overwhelming debt may feel helpless and alone. Brine Consumer Law is Worcester’s only law firm exclusively dedicated to fighting consumer debt in all three aspects: bankruptcy, debt lawsuits, and collection violations. We are more than just a bankruptcy law firm. We give our clients hope.

We Fight Consumer Debt in Bankruptcy, Debt Lawsuits, and Collection Violations

Wherever you are on your journey to debt relief, Brine Consumer Law can guide you to success. You don’t need to fear answering the phone or opening the mail. You don’t need to lie awake at night fearing the unknown.

We aren’t just a bankruptcy law firm. Brine Consumer Law is Worcester’s only law firm exclusively dedicated to fighting consumer debt in all three key areas: bankruptcy, debt lawsuits, and collection violations. Helping people fight debt and debt-related problems is all we do.

More Options, More Solutions

When you meet with Attorney Brine, he will review your unique situation and work with you to develop a personalized plan of action just for you. There are no one-size-fits-all solutions.

Among other things, options might include a Chapter 7 bankruptcy, a Chapter 13 bankruptcy, defending a debt lawsuit, debt settlement, debt consolidation, loss mitigation options (such as a loan modification or student loan rehabilitation), filing a lawsuit for consumer protection violations, or other consumer protection litigation.

Attorney Brine takes great pride in working with you to develop a clear case strategy to achieve your goals.

Call Brine Consumer Law Today

Debt collections can make you feel like the weight of the world is holding you down. If you feel like this, there are two important things to remember:

·         First, you’re not alone. Every year thousands of people in Massachusetts file for bankruptcy. Many more are sued by debt collectors, and even more receive debt collection calls, letters, and threats.

·         Second, you have a legal issue. If a judgment is entered against you, you risk serious consequences like wage garnishment, bank account attachments, liens on your property, and more. Bankruptcy and other consumer protections exist for a reason. You have a legal right to debt relief and to be free from harassing creditors.

Your next step on the journey to debt relief awaits. Call Brine Consumer Law today to review your options.

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Christopher Brine

Attorney Christopher Brine leverages his personal experience with financial hardship into compassionate legal aid for his clients. Read his biography here....

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STOP DROWNING IN DEBT: FAQs About Massachusetts Consumer Debt Collections & Bankruptcy

STOP DROWNING IN DEBT: FAQs About Massachusetts Consumer Debt Collections & Bankruptcy

Debt collection is a legal issue. After reading his book, you and your family will have a better understanding of your legal rights and options, so that you can feel confident moving forward with unbiased information.

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Why Choose Us

You wouldn’t hire a doctor who can treat the flu but not pneumonia. Why, then, would you hire an attorney who practices in only one aspect of consumer debt law?

Brine Consumer Law is Worcester’s only law firm exclusively dedicated to fighting consumer debt in all three areas: bankruptcy, debt lawsuits, and collection violations. Because of this, Brine Consumer Law is uniquely positioned to offer more options and more solutions to achieve your goals.

Among other things, you might be eligible for one of the following options:

  • Bankruptcy. A Chapter 7 bankruptcy may be the best option to discharge unaffordable debts. It typically takes about three months to complete, and in most cases there’s no loss of property or payment of any debts. Alternatively, a Chapter 13 bankruptcy payment plan may be the best option to catch up on past due payments to prevent a foreclosure or repossession.
  • Debt defense. On the other hand, if you have only one or two debts and are being sued by debt collectors, then the best option might be to fight those collection lawsuits rather than filing bankruptcy. Debt collectors have the burden of proof, and will lose the case if they don’t have sufficient admissible evidence. This can often be harder than it sounds for debt collectors.
  • Debt collection violations. Federal and state laws prohibit debt collectors from taking certain actions. Among other things, they can’t threaten to take illegal actions (like suing you on a debt that’s past the statute of limitations). They can’t contact other people about your debt, take other harassing actions, or make any false or misleading statements. There are restrictions on how often debt collectors can contact you, and steps they must take if you request that they cease and desist. If debt collectors violate these rules, they can be punished.

No other attorney in central Massachusetts offers this wide-range of exclusive consumer debt practice areas. This is all we do.

Call Brine Consumer Law today for the experienced representation you need.

Recognized

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Brine Consumer Law